Patch 1.2.3 - General Improvements

Japan was showing its mortgage deposit options in Japanese even if you were playing in English. Fixed!

Mortgages. The shorter loan term option used to knock the same 0.625% off the rate in every country. Every market now has its own figure that shows the approx different in APY rate if say you choose a 30 year loan v. 15 year loan- and some regions do not give discounted rates if you choose a shorter term, so now that's reflected in-game.

France had two 10% deposit options, and picking the second one silently gave you the first. You got the 2.5% PTZ loan instead of the 3.5% standard one. Fixed!

Market news could contradict itself with a recession warning landing next to a boom. Market news now holds its direction for a few months to avoid a back-to-back contradiction.

Expense cuts- Restoring one gave back the amount from the day you cut it, not today's rate which would account for inflation over the period. Fixed!

Nick